Synopsis: There’s quite a conversation among financial planners and economists today: that we could be teetering on the brink of deflation. With depressed oil prices and international banks offering negative interest rates, it’s no wonder there’s buzz. But history is cyclical—inflation will return. When? No one knows. But when it does, it could return with double-digit vengeance. So hope for the best, but prepare for the worst.
Content: Can you imagine preparing now for double-digit inflation in the future? Positioning your portfolio and income resources in preparation for an economic environment that looks like the late ’70s, early ’80s in the U.S.? If inflation doesn’t return, then preparing for it is not for naught. Your inflation fears will pay off big in a deflationary period and pay right on the money in an inflationary period.
For senior inflation trackers, the Consumer Price Index for the Elderly (CPI-E) is the new reference point to gauge true inflation for seniors. The CPI as is doesn’t reflect the true inflationary impact of geriatric commodities purchased or services used by seniors. As an example, Social Security recipients received no cost-of-living adjustment (COLA) in three of the last six years in what some economists are calling “the new norm.” The CPI-E could have been the leading indicator in the decision-making process. If you can’t depend a COLA increase on Social Security benefits, you really are on your own.
COLA Policy Riders with guaranteed lifetime income, annuities can generate monthly income you can’t outlive with an annual increase from 1 to 5 percent built in. Many financial advisors recommend using annuities with a COLA rider to cover domestic spending in retirement.
Home Equity Conversion Mortgage (HECM) equity lines of credit appreciate (currently at 5.5 percent) every year on the unused portion uncorrelated to the market value of your home. This could be a resource for emergency monies in retirement.
Metal Commodities, like gold and silver, can play an important role in inflationary times. Going heavy on metals may be a bit reactive, but owning some metals can provide the inflation hedge your portfolio needs.
Hybrid Retirement is a new trend among baby boomers in or near retirement. The first phase of a hybrid retirement is working until age 70 to maximize Social Security benefits and delay taking required minimum distributions to age 70½. The second phase of a hybrid retirement is part-time employment after age 70. Watch the interview on hybrid retirement with Tom Hegna, popular platform speaker, retirement specialist and best-selling author with two retirement books entitled Don’t Worry, Retire Happy and Paychecks and Playchecks. Tom has also hosted the PBS Special, “Don’t Worry, Retire Happy.”
Nationally syndicated financial columnist Steve Savant interviews Tom Hegna, popular platform speaker, retirement expert and best selling author. Tom has two retirement books entitled Don’t Worry Retire Happy and Paychecks and Playchecks. Tom has also hosted the PBS Special, Don’t Worry Retire Happy. (www.rightonthemoneyshow.com) https://youtu.be/Pi-gZUzD-X0
camera iphone 8 plus apk The Future Shock in Retirement: Inflation - Right on the Money – Part 3 of 5 | |
7 Likes | 7 Dislikes |
1,061 views views | 1.91K followers |
People & Blogs | Upload TimePublished on 7 Apr 2016 |
Related keywords
camera iphone x vs xr,video to gif,video phone beyonce mp3,video phone commax,videos for cats,camera phone ranking,retirement gifts for men,free robux,retirement age,video phone letra,upload to imgur,free ringtones,freedom mortgage,video doorbell,videoder,videographer,retirement age in usa,video phone number,retirement online,camera phone x - os 12 camera apk,sharing amazon prime,sharingan eyes,sharing shelf,video phone é a continuação de telephone,video player,upload speed,sharing community,camera iphone 7 plus,camera iphone x apk,video camera,retirement accounts,annuities fixed,retirement calculator,annuities insurance,camera iphone apk,free dating sites,sharing is caring,free stock photos,annuities allianz,retirement wishes,uploadvr,upload photos to icloud,retirement gift ideas,camera iphone 7 vs iphone 8,video editing app,free music,retirement messages,upload video to youtube,upload speed test,upload photo,video downloader,video phone ft lady gaga,retirement gifts for women,freep,video phone beyonce,sharingan naruto,annuities prudential,upload download speed,annuities pacific life,video phone extended remix,video phone call,sharingbox,annuities a good investment,upload youtube,upload to google drive,video editor,freeform,camera iphone xr vs xs,videogamedunkey,camera iphone,camera phone comparison,sharing economy,retirement quotes,sharing is caring meme,upload resume to linkedin,sharing wifi password,annuities for dummies,sharing kindle books,sharing community yonkers,app video iphone,free vpn,sharing wifi iphone,annuities taxation,camera iphone 8 plus,camera iphone xr,retirement communities,camera iphone x,video editing software free,free fonts,upload music to spotify,video phone screen,upload pictures,free people,free online games,free movies online,video phone wikipedia,annuities axa,sharing outlook calendar,retirement party ideas,sharing network 5k,freecell,video phone gaga,video phone beyonce lyrics,upload soundcloud,annuities aig,retirement savings calculator,freebirds,annuities o que é,video killed the radio star,video phone beyonce letra,upload pdf to kindle,free movies,video game stores,annuities voya,annuities variable,retirement gifts,retirement home,camera phone x apk,upload studio,annuities hartford,freestyle libre,sharing network,sharingan contacts,video games,annuities calculator,camera iphone 8,upload image,video phone lyrics,upload to instagram from pc,retirement speech,upload file,camera iphone 7,video star,camera iphone 6,free games,camera phone x,video phone tradução,retirement homes near me,annuities prudential login,annuities best,annuities jackson,camera phone 2019,retirement plan,sharing google calendar,video converter,video phone lady gaga,video maker,annuities formula,upload video,video phone feat lady gaga,sharingan,video editing software,sharingan tattoo,annuities meaning,video phone beyonce lady gaga,video to mp3,retirement sayings,free credit report,free credit score,
Không có nhận xét nào:
Đăng nhận xét